Home Mortgage Lenders Winnemucca NV

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Winnemucca and information on home mortgage rates, home loans, and mortgage calculators.

Bank of America - Winnemucca
(775) 623-4481
1005 W 4th St
Winnemucca, NV
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday Closed
Sunday Closed

US Bank - Winnemucca Office
(775) 623-3606
180 S Bridge St
Winnemucca, NV
Languages
Spanish
Drive Up Hours
Mon 09:00 am to 05:00 pm
Tue 09:00 am to 05:00 pm
Wed 09:00 am to 05:00 pm
Thur 09:00 am to 05:00 pm
Fri 09:00 am to 05:30 pm

Mortgage Loan Specialists Group Inc
(775) 850-1550
10615 Professional Circle
Reno, NV
 
Desert Lending Services
(702) 304-9099
7391 West Charleston Suite 110
Las Vegas, NV
 
New York Mortgage Company LLC
(702) 326-7941
8275 S Eastern Ave Ste 200
Las Vegas, NV
 
Great Basin Bank of Nevada
(775) 625-2228
Winnemucca, NV
 
Wells Fargo - Winnemucca
(775) 623-2595
151 W 4Th St
Winnemucca, NV
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

American Home Mortgage Corp
(775) 586-1360
255 Kingsbury Grade
Stateline, NV
 
Bayshore Financial Corporation
(702) 740-0505
3871 S Valley View Blvd
Las Vegas, NV
 
Oak Hill Mortgage Inc
(702) 949-1700
1140 N Town Center Dr Ste 300
Las Vegas, NV
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Nevada Mortgage Licensing Body

Website: www.mld.nv.gov

Phone: (775) 684-7060

State: Nevada

Licensed By: Nevada Dept. of Business & Industry/Mortgage Lending Division

Additional Info: Nevada Dept. of Business & Industry/Mortgage Lending Division (775) 684-7060 http://www.mld.nv.gov/ http://www.mld.nv.gov/StatutesRegs.htm