Home Mortgage Lenders Tahlequah OK

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Tahlequah and information on home mortgage rates, home loans, and mortgage calculators.

Armstrong Bank
(918) 456-0024
1401 South Muskogee
Tahlequah, OK
 
Network Funding Lp
(918) 458-1008
1404 S Muskogee Ave Ste 6
Tahlequah, OK
 
Bank of America
(918) 456-6274
100 S. Muskogee Ave.
Tahlequah, OK
Type
Banking Center

First State Bank - Park Hill-Keys
(918) 431-1200
Highway 82 & Stone Centre
TAHLEQUAH, OK
Services
Mortgage Brokers

Bank Of America Banking Center Tahlequah
(918) 456-6274
100 South Muskogee Avenue
Tahlequah, OK
 
Homestead Mortgage Services Inc
(918) 456-5599
171 W 4Th Street
Tahlequah, OK
 
Bank of America
(918) 456-7408
123 W Shawnee St
TAHLEQUAH, OK
Services
Mortgage Brokers

Cherokee Capitol Abstracttitle And Closing
(918) 456-8322
107 East Delaware Street
Tahlequah, OK
 
Charter Mortgage Group
(918) 458-4220
518 South Muskogee Avenue
TAHLEQUAH, OK
Services
Mortgage Brokers

Armstrong Bank - Tahlequah
(918) 456-6191
1401 South Muskogee Avenue
TAHLEQUAH, OK
Services
Mortgage Brokers

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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