Home Mortgage Lenders Sun City AZ

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Sun City and information on home mortgage rates, home loans, and mortgage calculators.

Seattle Mortgage Company
(623) 214-6663
13843 W Meeker Blvd Ste 117
Sun City West, AZ
 
Artisan Mortgage LLC
(623) 512-4000
9051 W Kelton Ln Ste 8
Peoria, AZ
 
Lap Holdings LLC
(623) 544-4226
15270 W Brookside Ln Ste B
Surprise, AZ
 
Pacific Coast Mortgage Inc
(623) 572-9120
10660 W Potter Dr
Peoria, AZ
 
Cedar River Mortgage LLC
(623) 875-5722
10328 W Coggins Drive Suite-2
Sun City, AZ
 
First Magnus Financial Corp
(623) 594-8136
12133 W Bell Rd Ste 201
Surprise, AZ
 
First Nations Home Finance Corp
(623) 215-8385
8198 W Marco Polo Rd
Peoria, AZ
 
Capital Certified Mortgage Lenders Inc
(623) 878-5100
16150 N Arrowhead Fountains Ct
Peoria, AZ
 
Arizona Association of Mortgage Professionals
(623) 972-6180
PO Box 487
Peoria, AR
 
National City Bank
(602) 216-3700
15396 N 83Rd Ave Ste D100
Peoria, AZ
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Arizona Mortgage Licensing Body

Website: www.azdfi.gov

Phone: (602) 771-2800

State: Arizona

Licensed By: Arizona Dept. of Financial Institutions

Additional Info: NMLS -AZ Dept. of Financial Institutions (602) 255-4421 http://www.azdfi.gov/index.html contact: licensing@azdfi.gov (AZ is licensed through the NMLS)