Home Mortgage Lenders Scottsbluff NE

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Scottsbluff and information on home mortgage rates, home loans, and mortgage calculators.

Mountain Pacific Mortgage Co
(308) 635-7121
3321 Avenue I #4
Gering, NE
 
First State Bank
(308) 436-5011
2002 Broadway
Scottsbluff, NE
 
Aurora Loan Services Llc
(308) 220-2209
2617 College Park
Scottsbluff, NE
 
Premier Home Mortgage Llc
(308) 635-3603
1008 Ave I
Scottsbluff, NE
Services
Reduced Documentation Loans30 Year Fixed,Reduced Documentation Loans30 Year Adjustable

Platte Valley National Mortgage Company - Fax Line
(308) 632-1623
Scottsbluff, NE
 
Aurora Loan Services LLC
(308) 635-2097
601 5Th Ave
Scottsbluff, NE
 
Valley Bank And Trust
(308) 436-2300
1425 10Th Street
Gering, NE
 
US Bank - Scottsbluff - North Office
(308) 632-9204
702 E 27th St
Scottsbluff, NE
Languages
Spanish
Drive Up Hours
Mon 08:30 am to 05:00 pm
Tue 08:30 am to 05:00 pm
Wed 08:30 am to 05:00 pm
Thur 08:30 am to 05:00 pm
Fri 08:30 am to 05:00 pm
Sat 09:00 am to 12:00 pm

Open Mortgage Llc
(308) 631-3205
1723 Avenue A Ste 100
Scottsbluff, NE
 
First State Bank Scottsbluff Office
(308) 632-4158
2002 Broadway
Scottsbluff, NE
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
...

Click here to read the rest of this article from Remodeleze.com

Nebraska Mortgage Licensing Body

Website: www.ndbf.ne.gov

Phone: (402) 471-2171

State: Nebraska

Licensed By: Nebraska Dept. of Banking & Finance

Additional Info: Nebraska Dept. of Banking & Finance (402) 471-2171 http://www.ndbf.ne.gov/about/contactus.shtml (NE is licensed through the NMLS)