Home Mortgage Lenders Parker CO

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Parker and information on home mortgage rates, home loans, and mortgage calculators.

Vesta Financial Services Inc
(866) 635-5784
19039 E Plaza Dr Ste 280
Parker, CO
Countrywide Home Loans Inc
(720) 870-1851
18320 E Cottonwood Dr Unit C
Parker, CO
One Mortgage Network Inc
(858) 455-9120
17065 Carlson Dr Apt 1228
Parker, CO
Kemper Mortgage Inc
(720) 200-0890
7000 S Yosemite Street Ste-170
Englewood, CO
Ace Mortgage Funding LLC
(720) 407-0500
9777 Mt Pyramid Ct Ste 200
Englewood, CO
Christopher Investment
(303) 840-7424
16526 Keystone Blvd Ste C
Parker, CO
Nationwide Home Loans Inc
(303) 840-9252
8943 E Thunderbird Rd
Parker, CO
Innovative Lending Solutions
(303) 768-9955
155 Inverness Dr W Ste 350
Englewood, CO
Prudential Huntoon Paige Assc Ltd
(800) 670-8927
8000 S Chester St Ste 350
Centennial, CO
Dha Financial Inc
(303) 217-5620
7600 E Arapahoe Rd Ste 319
Centennial, CO

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.

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Colorado Mortgage Licensing Body

Website: www.dora.state.co.us

Phone: (303) 894-2166

State: Colorado

Licensed By: Division of Real Estate

Additional Info: Attorney General's Office 303-866-4500 (2nds) Division of Real Estate 303- 894-2166 http://www.dora.state.co.us/real-estate/index.htm (CO LOs are licensed through the NMLS)http://www.coloradoattorneygeneral.gov/departments/consumer_protection/uccc_cab/ucccRegulated by the Colorado Division of Real Estate