Home Mortgage Lenders Papillion NE

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Papillion and information on home mortgage rates, home loans, and mortgage calculators.

Pinnacle Bank
(402) 339-2364
1200 Golden Gate Drive
Papillion, NE
 
Mortgage Express Inc
(402) 334-5878
7200 South 84Th Street
Lavista, NE
 
Amerifirst Home Improvement Finance Co
(402) 505-6588
4405 S 96Th St
Omaha, NE
 
Regent Financial Group Inc
(402) 955-0880
1910 South 72Nd Street Ste 103
Omaha, NE
 
Security National Bank Of Omaha
(402) 344-7300
1120 S 101 St Street
Omaha, NE
 
Bank Of Nebraska
(402) 935-5000
7223 S 84Th St
Lavista, NE
 
Sac Federal Credit Union
(402) 292-8000
11515 South 39 Street
Omaha, NE
 
Teambank Na
(402) 291-2000
1902 Harlan Dr
Bellevue, NE
 
Mortgage Alliance Of Arizona Inc
(402) 926-3334
14344 Y Street Suite 102
Omaha, NE
 
Nebraska Credit Union League
(800) 950-4455
4885 S.
Omaha, NE 
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Nebraska Mortgage Licensing Body

Website: www.ndbf.ne.gov

Phone: (402) 471-2171

State: Nebraska

Licensed By: Nebraska Dept. of Banking & Finance

Additional Info: Nebraska Dept. of Banking & Finance (402) 471-2171 http://www.ndbf.ne.gov/about/contactus.shtml (NE is licensed through the NMLS)