Home Mortgage Lenders Pahrump NV

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Pahrump and information on home mortgage rates, home loans, and mortgage calculators.

Republic Mortgage LLC
(775) 727-5368
1266 E Calvada Blvd Ste 3
Pahrump, NV
 
Wells Fargo - Pahrump Valley
(775) 751-6030
520 S Hwy 160
Pahrump, NV
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Bank of America - Pahrump
(775) 727-4925
750 S Highway 160
Pahrump, NV
Type
Banking Center
Services
Banking Center Services: Commercial Deposits, Night Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-6
Tuesday 9-6
Wednesday 9-6
Thursday 9-6
Friday 9-6
Saturday 9-1
Sunday Closed

Allied Capital Mortgage Corporation
(775) 537-6200
1321 South Highway 160
PAHRUMP, NV
Services
Mortgage Brokers

America First Federal Credit Union
(702) 346-0350
590 W Mesquite Blvd
Mesquite, NV
 
Custom Home Loan Inc
(775) 727-9960
1281 W Highway 372
Pahrump, NV
 
Bank Of America
(775) 727-4925
Pahrump, NV
 
Wells Fargo Home Mortgage
(775) 751-2300
Pahrump, NV
 
Funding Solutions, Inc
(775) 513-9112
361 S Frontage
Pahrump, NV
 
Sun American Mortgage Co
(702) 277-5030
8883 W Flamingo Rd Ste 102
Las Vegas, NV
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Nevada Mortgage Licensing Body

Website: www.mld.nv.gov

Phone: (775) 684-7060

State: Nevada

Licensed By: Nevada Dept. of Business & Industry/Mortgage Lending Division

Additional Info: Nevada Dept. of Business & Industry/Mortgage Lending Division (775) 684-7060 http://www.mld.nv.gov/ http://www.mld.nv.gov/StatutesRegs.htm