Home Mortgage Lenders Newnan GA

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Newnan and information on home mortgage rates, home loans, and mortgage calculators.

Wachovia Mortgage Corporation
(770) 304-3190
246 Bullsboro Dr Ste C
Newnan, GA
 
Neighborhood Community Bank
(678) 423-3113
145 Millard Fmr Industrial Blv
Newnan, GA
 
Impact Mortgage Inc
(770) 251-8400
125 Jefferson St
Newnan, GA
 
Countrywide Mortgage Ventures LLC
(770) 632-7392
1200 Commerce Dr Ste 200
Peachtree City, GA
 
Hometech Mortgage Corporation
(770) 486-8686
901 Senoia Rd
Tyrone, GA
 
Synovus Mortgage Corp
(770) 254-2338
3 Greenville St
Newnan, GA
 
Georgia Mortgage Services
(770) 252-1222
770 Greison Trail Suite I
Newnan, GA
 
Charterbank
(404) 502-9840
15 Ruth Drive Suite C
Newnan, GA
 
Synovus Mortgage Corp
(770) 487-5654
460 Commerce Dr
Peachtree City, GA
 
Northstar Mortgage Group LLC
(770) 631-5750
68 Eastbrook Bnd
Peachtree City, GA
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Georgia Mortgage Licensing Body

Website: dbf.georgia.gov

Phone: (770) 986-1633

State: Georgia

Licensed By: Georgia Dept of Banking & Finance

Additional Info: Georgia Dept of Banking & Finance - (770) 986-1633 http://dbf.georgia.gov (GA is licensed through the NMLS)