Home Mortgage Lenders Merrimack NH

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Merrimack and information on home mortgage rates, home loans, and mortgage calculators.

Countrywide Home Loans Inc
(603) 886-6150
32 Daniel Webster Hwy Ste-4
Merrimack, NH
 
Bedford Capital Lending Corp
(603) 647-4646
40 S River Rd Unit 22
Bedford, NH
 
Vip Mortgage Corporation
(605) 472-2299
264 S River Rd Ste 444
Bedford, NH
 
Merrimack Mortgage Company Inc
(603) 625-8288
170 S River Rd
Bedford, NH
 
Wells Fargo Bank Na
(603) 222-3913
2 Executive Park Dr
Bedford, NH
 
Dedicated Mortgage Associates LLC
(603) 472-1100
1 Crosswoods Path Blvd Ste 2A
Merrimack, NH
 
Gmac Mortgage LLC
(603) 668-0778
3 Executive Park Dr Ste 310
Bedford, NH
 
First Horizon Home Loan Corporation
(603) 472-5255
15 Constitution Dr
Bedford, NH
 
American Mortgage Network
(603) 625-1488
1 Bedford Farms
Bedford, NH
 
Compass Mortgage Inc
(603) 472-2272
172 Rt 101 Ste 11
Bedford, NH
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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New Hampshire Mortgage Licensing Body

Website: www.nh.gov

Phone: (603) 271-3561

State: New Hampshire

Licensed By: The New Hampshire Banking Department

Additional Info: The New Hampshire Banking Dept - 603-271-3561 http://www.nh.gov/banking/banking.html nhbd@banking.state.nh.us (NH is licensed through the NMLS)