Home Mortgage Lenders Mcpherson KS

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Mcpherson and information on home mortgage rates, home loans, and mortgage calculators.

The Mortgage Company
(620) 245-9634
1301 North Main Street
Mortgage Brokers

Securitynational Mortgage Company
(801) 264-8111
822 N Main St
Mcpherson, KS
The Citizens State Bank
(620) 245-9200
205 South Centennial Drive
Mortgage Brokers

Gateway Mortgage Group
(620) 241-3400
218 North Ash Street
Mortgage Brokers

Rausch Michael Title Co
(620) 241-8289
207 North Main Street
Mcpherson, KS
Peoples Bank And Trust Company
(620) 241-2100
101 S Main St
Mcpherson, KS
Bank of America - McPherson Main
(620) 241-8000
122 West Marlin
McPherson, KS
Banking Center
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Indoor ATM Services: Open 24 Hours, Braille, Accepts Deposits
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8-5:30
Tuesday 8-5:30
Wednesday 8-5:30
Thursday 8-5:30
Friday 8-5:30
Saturday Closed
Sunday Closed

Peoples Bank And Trust Mcpherson Main Bank
(620) 241-2100
101 South Main Street
Mcpherson, KS
Home State Bank And Trust
(620) 241-7361
223 North Main Street
Mcpherson, KS
Excalibur Production CO Inc
(620) 241-1265
1016 North Main Street
Mortgage Brokers

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.

Click here to read the rest of this article from Remodeleze.com

Kansas Mortgage Licensing Body


Phone: (785) 296-2266

State: Kansas

Licensed By: Kansas licensed mortgage company. Division of Consumer and Mortg. Lending

Additional Info: Division of Consumer and Mortg. Lending (785) 296-2266 www.osbckansas.org (KS is licensed through the NMLS)