Home Mortgage Lenders Louisburg KS

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Louisburg and information on home mortgage rates, home loans, and mortgage calculators.

Teambank Na
(913) 557-4311
1 S Pearl St
Paola, KS
 
First Horizon Home Loan Corporation
(816) 318-0122
8427 Clint Dr
Belton, MO
 
Concord Mortgage Company
(816) 318-4545
108 Congress St
Belton, MO
 
Firstrust Mortgage Inc
(913) 312-2000
12705 S Mur-Len Ste A-7
Olathe, KS
 
Approved Mortgage Inc
(913) 782-0001
527A N Mur Len Rd
Olathe, KS
 
Flagstar Bank Fsb
(913) 897-0172
6750 W. 194Th Street
Stillwell, KS
 
Imperial Mortgage Company
(816) 322-2266
122 Cunningham Parkway
Belton, MO
 
Ocm Mortgage Inc
(913) 381-7900
14340 Metcalf Ave
Overland Park, KS
 
1st Alliance Mortgage LLC
(913) 764-6144
14201 S Mur Len Rd Ste 202
Olathe, KS
 
Swinford Capital Corporation
(913) 491-1031
10851 Mastin Blvd Suite 270
Overland Park, KS
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Kansas Mortgage Licensing Body

Website:

Phone: (785) 296-2266

State: Kansas

Licensed By: Kansas licensed mortgage company. Division of Consumer and Mortg. Lending

Additional Info: Division of Consumer and Mortg. Lending (785) 296-2266 www.osbckansas.org (KS is licensed through the NMLS)