Home Mortgage Lenders Lenexa KS

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Lenexa and information on home mortgage rates, home loans, and mortgage calculators.

Pulte Mortgage LLC
(913) 307-4500
15700 College Blvd Ste 201
Lenexa, KS
 
Bank Of Oklahoma Na
(913) 307-1600
15220 W 87Th St Parkway
Lenexa, KS
 
Leader One Financial Corporation
(913) 747-4000
11900 W 87Th Street Pkwy Ste 1
Lenexa, KS
 
Affinity Mortgage LLC
(913) 469-0777
8725 Rosehill Rd Ste 109
Lenexa, KS
 
Family First Mortgage Corp
(913) 961-1698
6428 Vista Ave
Shawnee, KS
 
Allied Home Mortgage Capital Corporation
(913) 599-2882
15482 College Blvd
Lenexa, KS
 
Challenge Financial Investors Corp
(800) 383-8470
8700 Monrovia St Ste 310
Lenexa, KS
 
Countrywide Home Loans Inc
(913) 438-8020
11900 Santa Fe Trail Drive
Lenexa, KS
 
United Mortgage Corp
(800) 462-4862
7932 Rosehill Road
Lenexa, KS
 
Oak Tree Home Lending LLC
(913) 541-9999
10300 W 103Rd St Ste 100
Overland Park, KS
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Kansas Mortgage Licensing Body

Website:

Phone: (785) 296-2266

State: Kansas

Licensed By: Kansas licensed mortgage company. Division of Consumer and Mortg. Lending

Additional Info: Division of Consumer and Mortg. Lending (785) 296-2266 www.osbckansas.org (KS is licensed through the NMLS)