Home Mortgage Lenders Lehi UT

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Lehi and information on home mortgage rates, home loans, and mortgage calculators.

Mountain Pacific Mortgage Co
(801) 407-8326
2975 Executive Pkwy Ste 167
Lehi, UT
Utah Mortgage Lenders Association
(801) 363-1353
PO Box 1203
Pleasant Grove, UT
Primary Residential Mortgage Inc
(801) 495-5150
12401 South 450 East Suite F1
Draper, UT
Residential Acceptance Network
(801) 495-5159
12401 South 450 East F2
Draper, UT
Home Equity Store Inc
(801) 523-1006
1111 Draper Pkwy Ste 204
Draper, UT
First Magnus Financial Corp
(801) 766-3500
3305 Mayflower Way Ste 3
Lehi, UT
Magellan Capital Mortgage LLC
(801) 816-9998
1111 East Draper Pkwy Ste 206
Draper, UT
Koza Investments Enterprise
(801) 495-9552
12532 South Stonebridge Circle
Draper, UT
Dhi Mortgage Company Ltd
(801) 571-7101
12351 Gateway Park Pl
Draper, UT
Metropointe Mortgage LLC
(801) 619-9003
11620 S State St Ste 1401
Draper, UT

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.

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Utah Mortgage Licensing Body

Website: www.realestate.utah.gov

Phone: (801) 530-6747

State: Utah

Licensed By: Utah Division of Real Estate

Additional Info: Utah Division of Real Estate (801) 530-6747 http://www.realestate.utah.gov/ (UT is licensed through the NMLS)