Home Mortgage Lenders Las Vegas NV

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Las Vegas and information on home mortgage rates, home loans, and mortgage calculators.

Wells Fargo Bank Na
(702) 765-3377
3300 W Sahara Ave Fl 4
Las Vegas, NV
 
Preferred Mortgage Inc
(702) 818-1700
2820 W Charleston Blvd Ste B14
Las Vegas, NV
 
Equity One Inc
(702) 227-3489
2801 South Valley View Blvd.
Las Vegas, NV
 
Amera Corporation
(702) 320-8700
3233 W Charleston Blvd Ste 101
Las Vegas, NV
 
Home Funding Corporation
(702) 258-0887
4550 West Oakey Boulevard
Las Vegas, NV
 
Universal Mortgage Corporation
(702) 889-3290
6655 West Sahara Ave Ste C-112
Las Vegas, NV
 
Hartland Mortgage Centers
(702) 413-9613
3305 Spring Mountain Road
Las Vegas, NV
 
Mountain America Credit Union
(702) 251-5750
4810 W Desert Inn Rd
Las Vegas, NV
 
Cna Capital Corp
(702) 948-7670
3821 W Charleston Blvd Ste 110
Las Vegas, NV
 
Us Bank Na
(702) 386-0215
2300 W Sahara Ave # 350
Las Vegas, NV
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Nevada Mortgage Licensing Body

Website: www.mld.nv.gov

Phone: (775) 684-7060

State: Nevada

Licensed By: Nevada Dept. of Business & Industry/Mortgage Lending Division

Additional Info: Nevada Dept. of Business & Industry/Mortgage Lending Division (775) 684-7060 http://www.mld.nv.gov/ http://www.mld.nv.gov/StatutesRegs.htm