Home Mortgage Lenders Juneau AK

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Juneau and information on home mortgage rates, home loans, and mortgage calculators.

Residential Mortgage LLC
(907) 789-2329
8800 Glacier Hyway Suite 232
Juneau, AK
 
Gmac Mortgage LLC
(907) 523-2978
8800 Glacier Hwy
Juneau, AK
 
Alaska Pacific Bank
(907) 789-4844
2094 Jordan Ave
Juneau, AK
 
Wells Fargo Home Mortgage
(907) 789-7071
9085 Glacier Highway Suite 102
JUNEAU, AK
Services
Mortgage Brokers

True North Federal Credit Union
(907) 523-4778
2777 Postal Way
Juneau, AK
 
Alaska Usa Mortgage Co LLC
(907) 789-2735
9301 Glacier Hwy Ste 100
Juneau, AK
 
Tlingit-haida Regional Housing Authority
(907) 780-6868
5446 Jenkins Drive
Juneau, AK
 
Wells Fargo - Juneau
(907) 586-3324
123 Seward St
Juneau, AK
Type
Branch
Office Hours
Mon-Fri 09:30 AM-05:00 PM
Sat-Sun Closed

Residential Mortgage Llc
(907) 789-2329
8800 Glacier Hwy Ste 232
Juneau, AK
 
GMAC Mortgage Corporation
(907) 523-2978
8800 Glacier Highway Suite 223
JUNEAU, AK
Services
Mortgage Brokers

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Alaska Mortgage Licensing Body

Website: www.commerce.state.ak.us

Phone: (907) 269-4594

State: Alaska

Licensed By: Alaska Dept. of Commerce

Additional Info: Alaska Dept. of Commerce (907) 465-2530 http://www.commerce.state.ak.us/ (AK is licensed through the NMLS)