Home Mortgage Lenders Henderson NV

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Henderson and information on home mortgage rates, home loans, and mortgage calculators.

Black Mountain Community Bank
(702) 990-5900
1700 W Horizon Ridge Pwky #101
Henderson, NV
 
Primary Residential Mortgage Inc
(702) 260-1100
2920 N Green Valley Pkwy # B3S
Henderson, NV
 
Republic Mortgage LLC
(702) 990-6200
1401 N Green Valley Parkway
Henderson, NV
 
Kh Financial Lp
(702) 436-4582
8 Sunset Way Suite-101
Henderson, NV
 
Washington Mutual Bank Fa
(949) 833-4742
2273 N Green Valley Pkwy
Henderson, NV
 
Omni Home Financing Inc
(800) 625-1779
1489 W Warm Springs Rd Ste 110
Henderson, NV
 
Ascent Homeloans Inc
(702) 946-6753
1489 West Warm Springs Road
Henderson, NV
 
Meridias Capital Inc
(702) 938-6800
375 N Stephanie St Ste 1011
Henderson, NV
 
Nevada Mortgage Inc
(702) 732-7777
375 N Stephanie St Bldg 2
Henderson, NV
 
Rks Financial Services Inc
(702) 736-6446
2020 West Sunset Road
Henderson, NV
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Nevada Mortgage Licensing Body

Website: www.mld.nv.gov

Phone: (775) 684-7060

State: Nevada

Licensed By: Nevada Dept. of Business & Industry/Mortgage Lending Division

Additional Info: Nevada Dept. of Business & Industry/Mortgage Lending Division (775) 684-7060 http://www.mld.nv.gov/ http://www.mld.nv.gov/StatutesRegs.htm