Home Mortgage Lenders Green Valley AZ

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Green Valley and information on home mortgage rates, home loans, and mortgage calculators.

Home123 Corporation
(520) 625-7100
210 W Continental Rd Ste 134
Green Valley, AZ
 
Fmlc Mortgage LLC
(520) 918-8142
275 W Continental Rd Ste 101
Green Valley, AZ
 
US Bank - Green Valley Safeway Office
(520) 625-5126
1305 W Duval Mine Rd
Green Valley, AZ
Languages
Spanish

Bank of America - Green Valley
(520) 625-0231
410 W Continental Rd
Green Valley, AZ
Type
Banking Center
Services
Banking Center Services: Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Multi-Check Deposit, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

Phh Home Loans Llc
(866) 897-0056
180 W Continental Rd Ste 100
Green Valley, AZ
 
First Magnus Financial Corp
(520) 399-0900
180 W Continental Rd Ste 150
Green Valley, AZ
 
RBC Mortgage
(520) 625-7100
210 West Continental Road
GREEN VALLEY, AZ
Services
Mortgage Brokers

Compass Bank Green Valley Banking Location
(520) 625-6170
81 West Esperanza Boulevard
Green Valley, AZ
 
Wells Fargo - Green Valley
(520) 625-1222
360 W Continental Rd
Green Valley, AZ
Type
Branch
Office Hours
Mon-Fri 08:00 AM-05:00 PM
Sat 08:00 AM-03:00 PM
Sun Closed

Wells Fargo - Sahuarita
(520) 806-5940
18590 S Nogales Hwy
Green Valley, AZ
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Arizona Mortgage Licensing Body

Website: www.azdfi.gov

Phone: (602) 771-2800

State: Arizona

Licensed By: Arizona Dept. of Financial Institutions

Additional Info: NMLS -AZ Dept. of Financial Institutions (602) 255-4421 http://www.azdfi.gov/index.html contact: licensing@azdfi.gov (AZ is licensed through the NMLS)