Home Mortgage Lenders Goldsboro NC

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Goldsboro and information on home mortgage rates, home loans, and mortgage calculators.

Arch Mortgages Inc
(919) 751-8956
1401 N Berkeley Blvd Ste E
Goldsboro, NC
Branch Banking And Trust Co
(919) 736-6012
201 N Spence Ave
Goldsboro, NC
Coastal Mortgage Corporation
(919) 751-5830
1208A Parkway Drive
Goldsboro, NC
North Carolina First Mortgage
(919) 848-4035
804 Salem Woods Drive
Mortgage Brokers

First Citizens Bank Offices East And Atm Location
(919) 705-2280
2425 East Ash Street
Goldsboro, NC
First Financial Mortgage Co
(919) 759-0016
606 N Berkley Blvd
Goldsboro, NC
Nations Choice Mortgage LLC
(919) 759-2046
2719 Graves Dr Ste 4
Goldsboro, NC
Bank of America
(919) 751-7436
1340 Edwards Street
Seymour Johnson AFB, NC
Banking Center

Coastal Mortgage Corporation
(919) 751-5830
684 N Spence Ave
Goldsboro, NC
North Carolina Community Federal Credit Union - Goldsboro- Mortgage Depart
(919) 736-5087
2401 East Ash Street
Mortgage Brokers

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.

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North Carolina Mortgage Licensing Body

Website: www.nccob.org

Phone: (919) 733-3016

State: North Carolina

Licensed By: North Carolina Commissioner of Banks

Additional Info: North Carolina Commissioner of Banks - (919) 733-3016 http://www.nccob.org/NCCOB/Mortgage/LendersBrokers/ (NC is licensed through the NMLS)