Home Mortgage Lenders Gillette WY

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Gillette and information on home mortgage rates, home loans, and mortgage calculators.

First Interstate Bank Wy
(307) 687-4387
2201 S Douglas Hwy
Gillette, WY
 
Wallick And Volk Inc
(307) 686-4142
801 E 4Th St Ste 21
Gillette, WY
 
Campco Federal Credit Union
(307) 464-0864
Wright, WY
 
Security State Bank
(307) 687-7400
2124 S Douglas Hwy
Gillette, WY
 
Wells Fargo - Gillette Albertson'S In-Store
(307) 686-2061
2610 S Douglas Hwy
Gillette, WY
Type
In-Store Branch
Office Hours
Mon-Fri 10:00 AM-07:00 PM
Sat 10:00 AM-05:00 PM
Sun Closed

Security State Bank
(307) 686-8080
2124 S Douglas Hwy
Gillette, WY
 
First National Bank
(307) 682-3330
319 S Gillette Ave
Gillette, WY
 
Wallick And Volk Mortgage Bankers
(307) 686-4142
Po Box 1117
Gillette, WY
 
Mann Mortgage Llc
(307) 685-0038
2100 S Douglas Hwy Ste 1
Gillette, WY
 
Buffalo Federal Savings Bank
(307) 685-2702
2800 S 4J Rd
Gillette, WY
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Wyoming Mortgage Licensing Body

Website: audit.state.wy.us

Phone: (307) 777-7797

State: Wyoming

Licensed By: Wyoming Dept of Audit/Division of Banking

Additional Info: Wyoming Dept of Audit/Division of Banking http://audit.state.wy.us/banking/default.htm 307-777-7797 (WY is licensed through the NMLS)