Home Mortgage Lenders Fallon NV

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Fallon and information on home mortgage rates, home loans, and mortgage calculators.

Nationstar Mortgage Llc
(775) 200-6711
2152 Reno Hwy Ste E
Fallon, NV
 
Allied Mortgage Capital Corp
(702) 867-4633
14188 Carson Hwy
FALLON, NV
Services
Mortgage Brokers

Bank Of America
(775) 688-8898
Fallon, NV
 
Wells Fargo - West Williams & Venturacci
(775) 428-2516
890 W Williams Ave
Fallon, NV
Type
In-Store Branch
Office Hours
Mon-Sat 10:00 AM-07:00 PM
Sun 10:00 AM-05:00 PM

Hurst Financial Corp
(702) 216-0349
6130 Elton Avenue Suite 204
Las Vegas, NV
 
Bank of America - Fallon Branch
(775) 688-8898
940 W. Williams St
Fallon, NV
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

Primelending A Plainscapital Company
(775) 423-1152
2258 Reno Hwy Ste B
Fallon, NV
 
Wells Fargo - Fallon
(775) 423-6541
2211 W Williams Ave
Fallon, NV
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Allied Mortgage Capital Corporation
(775) 823-2562
4600 Kietzke Lane Suite A107
FALLON, NV
Services
Mortgage Brokers

Flagstar Bank Fsb
(702) 352-1824
8350 W Sahara Ave Ste 190
Las Vegas, NV
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Nevada Mortgage Licensing Body

Website: www.mld.nv.gov

Phone: (775) 684-7060

State: Nevada

Licensed By: Nevada Dept. of Business & Industry/Mortgage Lending Division

Additional Info: Nevada Dept. of Business & Industry/Mortgage Lending Division (775) 684-7060 http://www.mld.nv.gov/ http://www.mld.nv.gov/StatutesRegs.htm