Home Mortgage Lenders Eagle River AK

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Eagle River and information on home mortgage rates, home loans, and mortgage calculators.

Gmac Mortgage LLC
(907) 694-4622
11409 Business Blvd Ste 12-01
Eagle River, AK
 
Homestate Mortgage Company LLC
(907) 689-6456
16635 Centerfield Dr Ste 102
Eagle River, AK
 
Mr. Micah Vincent Shilanski (RFC®), CFP, CSA
(907) 278-1351
431 W. 7th Avenue Suite 100
Anchorage, AK
Company
Shilanski & Associates, Inc.
Qualifications
Years of Experience: 9
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, Collectable Coins , Precious Metals, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Education Plan, Healthcare Accounts, BuySell

Data Provided By:
Wells Fargo Bank Na-alaska
(907) 257-3434
1500 W Benson Blvd 4Th Floor
Anchorage, AK
 
Alaska Housing Finance Corp
(907) 338-6100
4300 Boniface Parkway
Anchorage, AK
 
Alaska Usa Mortgage Co LLC
(907) 694-7030
12155 Old Glenn Hwy Ste 101
Eagle River, AK
 
Starpointe Mortgage LLC
(907) 727-6118
411 W 4Th Ave
Anchorage, AK
 
Guild Mortgage Company
(907) 276-0000
1015 E 6Th Ave Ste 200
Anchorage, AK
 
American Mortgage Professionals Inc
(907) 264-6646
310J K Street Suite-200
Anchorage, AK
 
First Rate Financial LLC
(907) 222-5500
3030 Denali St Ste 9
Anchorage, AK
 
Data Provided By:

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Alaska Mortgage Licensing Body

Website: www.commerce.state.ak.us

Phone: (907) 269-4594

State: Alaska

Licensed By: Alaska Dept. of Commerce

Additional Info: Alaska Dept. of Commerce (907) 465-2530 http://www.commerce.state.ak.us/ (AK is licensed through the NMLS)