Home Mortgage Lenders Claymont DE

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Claymont and information on home mortgage rates, home loans, and mortgage calculators.

Sunset Mortgage Company Lp
(610) 494-1900
1386 Naamans Creek Rd Ste 1
Marcus Hook, PA
 
Bill Curry
1521 Concord Pike
Wilmington, DE
Company
Company: Curry Poole Group, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
BS
MBA
JD
Years Experience
Years Experience: 42
Service
Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Medicare Planning,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Portfolio Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Man

Data Provided By:
Mortgage Network Solutions LLC
(302) 475-5508
2401 Pennsylvania Ave
Wilmington, DE
 
Homeamerican Mortgage Corp
(609) 654-9300
2 Braxton Way Ste 100
Glen Mills, PA
 
Wilmington Trust Co
(302) 651-1540
1100 North Market Street
Wilmington, DE
 
Sunset Mortgage Company Lp
(302) 762-8761
203 Blue Rock Rd
Wilmington, DE
 
American Family Mortgage Corp
(302) 888-1993
2115 Concord Pike Suite 201
Wilmington, DE
 
Lehman Brothers Bank Fsb
(302) 654-4250
1000 N West St
Wilmington, DE
 
Aig Federal Savings Bank
(877) 244-1532
600 King St
Wilmington, DE
 
Wilmington Savings Fd Society
(800) 792-6000
838 Market Street
Wilmington, DE
 
Data Provided By:

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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Delaware Mortgage Licensing Body

Website: banking.delaware.gov

Phone: (302) 739-4235

State: Delaware

Licensed By: Office of the State Bank Commissioner

Additional Info: Office of the State Bank Commissioner http://banking.delaware.gov/default.shtml (302) 739-4235 (DE is licensed through the NMLS)

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