Home Mortgage Lenders Bentonville AR

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Bentonville and information on home mortgage rates, home loans, and mortgage calculators.

Mortgage Authority Inc
(479) 254-9990
909 Se 28Th St Ste 9
Bentonville, AR
 
Anb Financial National Association
(501) 273-3151
706 S Walton Blvd
Bentonville, AR
 
Southwest Funding Lp
(479) 855-0909
300 E Highway 72
Bentonville, AR
 
American Home Mortgage Corp
(479) 845-3866
1400 Se Walton Blvd Ste 2
Bentonville, AR
 
Advantage One Mortgage Brokers Inc
(479) 636-4512
201 South 19Th St Suite J
Rogers, AR
 
Gateway Mortgage Group LLC
(479) 273-1260
615 N Walton Blvd Ste F
Bentonville, AR
 
Bank Of Oklahoma Na
(501) 271-6800
1706 S.E. Walton Blvd.
Bentonville, AR
 
Express Mortgage LLC
(479) 464-9002
1118 North Walton Blvd
Bentonville, AR
 
Vision Inc
(479) 633-0272
3606 Southern Hills Blvd
Rogers, AR
 
Empire Equity Group Inc
(479) 855-6770
3406 Bella Vista Way
Bella Vista, AR
 

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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