Home Mortgage Lenders Aztec NM

With the money borrowed from the home mortgage lenders at banks, a home buyer can own a house without paying much money up front. See below to learn more and to gain access to home mortgage lenders in Aztec and information on home mortgage rates, home loans, and mortgage calculators.

Securitybanc Corporation
(505) 634-1466
253 County Road 4990
Bloomfield, NM
 
Citizens Bank
(505) 599-0100
500 West Broadway
Farmington, NM
 
San Juan Mortgage Inc
(505) 325-0040
234 N Schwartz Ave
Farmington, NM
 
Vectra Bank
(505) 326-4341
2000 East 20Th Street
Farmington, NM
 
Key Mortgage Group
(505) 334-2510
106 South Main Avenue
AZTEC, NM
Services
Mortgage Brokers

Fairway Independent Mortgage Corporation
(877) 660-7043
106C W Main St
Farmington, NM
 
First Magnus Financial Corp
(520) 618-9221
108 N Behrend Ave Ste I
Farmington, NM
 
Quality Financial Services
(505) 327-2435
216 N Auburn Ave
Farmington, NM
 
Bank of America - Aztec
(505) 599-3740
422 N Main St
Aztec, NM
Type
Banking Center
Services
Banking Center Services: Commercial Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-6
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday Closed
Sunday Closed

Wells Fargo - Aztec
(505) 334-6182
118 E Chaco St
Aztec, NM
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat-Sun Closed

Energy Efficient Mortgages (Part 2)

An energy efficient mortgage acknowledges that homes that are energy efficient generally cost homeowners less to maintain on a monthly basis as oppose to other standard homes. Buying a energy efficient home allows a homebuyer to be able to spend money on other items for the house because their energy bills will be reduced. Energy Efficient Mortgages (EMM) allows borrowers to take out bigger mortgages because their monthly energy expenses on a energy efficient home won’t be as expensive meaning that they will most likely be able to pay the loan off faster. With a EEM you can also take a standard home and make it energy efficient.

How can a EEM benefit a borrower?

There are several ways a borrower can benefit by taking out an EEM. Well, first the borrower’s income and the estimated energy savings are analyzed allowing the borrower to qualify for a larger mortgage loan. Also the borrower’s buying power is increased permitting the borrower to include the total cost of any energy improvements into the total mortgage loan amount. Then because of the energy improvements the house value is increased.
 

Can Your Home Qualify for A EEM?

Energy Efficient Mortgages can be used for newly constructed homes. Your home must be a single-family, a owner occupied residential , a one unit house or a condominium in order to qualify for a EEM. Before you can take out a EEM you must first have a RESNET report evaluation. The RESNET report determines your home energy efficiency in it’s current state. After a RESNET report is done then you will receive a energy home rating. A energy home rating measures your home energy efficiency. A home energy rater that’s accredited by the RESNET rating system will conduct a home inspection. They will look at things like your home heating and cooling system, window to wall ratios and insulation levels just to mention a few. Then you will receive a energy rating score between 1 to 100.
 
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New Mexico Mortgage Licensing Body

Website: www.rld.state.nm.us

Phone: (505) 476-4885

State: New Mexico

Licensed By: Regulations and Licensing Dept. Division of Finance

Additional Info: Regulations and Licensing Dept. Division of Finance - (505) 476-4885 http://www.rld.state.nm.us/ (NM is licensed through the NMLS)