Energy-Efficient Mortgages Warsaw IN

Local resource for energy-efficient mortgages in Warsaw, IN. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

American General Financial Services
(574) 267-5191
119 West Center Street
Mortgage Brokers

Ruoff Mortgage Company Inc
(574) 268-9033
310 Enterprise Dr
Warsaw, IN
Ruoff Mortgage Company
(574) 268-0007
1614 East Center Street
Mortgage Brokers

Bayshore Mortgage Corp
(574) 267-1969
1603 North Detroit St
Warsaw, IN
Reduced Documentation Loans30 Year Fixed

GMAC Mortgage
(574) 268-2000
307 West Market Street
Mortgage Brokers

Farmers State Bank E Center St Branch
(574) 269-4077
2102 East Center Street
Warsaw, IN
1 St Source Bank Warsaw
(574) 268-1222
120 South Lake Street
Warsaw, IN
Bodkin Abstract Co Inc
(515) 294-4900
122 West Main Street
Warsaw, IN
1st Source Bank Warsaw East
(574) 268-1225
2804 East Center Street
Warsaw, IN
Irwin Mortgage
(574) 269-7461
1824 East Center Street
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Indiana Mortgage Licensing Body


Phone: (317) 232-3955

State: Indiana

Licensed By: Indiana Dept of Financial Institutions

Additional Info: Indiana Dept of Financial Institutions - 317-232-3955 (IN is licensed through the NMLS)