Energy-Efficient Mortgages Vidalia GA

Local resource for energy-efficient mortgages in Vidalia, GA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Darby Bank & Trust Co
(912) 537-8813
300 E 1St St
Vidalia, GA
Vidalia Federal Savings And Loan Association Telephone Banking
(912) 537-4540
300 Jackson Street
Vidalia, GA
B B And T Branch First Street
(912) 537-2221
900 East 1st Street
Vidalia, GA
American General Financial Services
(912) 537-7635
3189 East 1st Street
Mortgage Brokers

First Decision Mortgage
(912) 538-0548
3101 North Street East
Vidalia, GA
Tbw Inc
(912) 537-0017
116 Main Street Sw
Vidalia, GA
(912) 537-3034
2331 East 1st Street
Mortgage Brokers

Allstate Insurance Companies Independent Agent Vidalia
(912) 537-7555
1003 East 2nd Street
Vidalia, GA
Georgia Union Mortgage
(912) 537-0017
116 Southwest Main Street
Mortgage Brokers

B. Dennis Banks Agency
(912) 537-8831
312 Maple Dr
Vidalia, GA

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

Click here to read the rest of this article from

Georgia Mortgage Licensing Body


Phone: (770) 986-1633

State: Georgia

Licensed By: Georgia Dept of Banking & Finance

Additional Info: Georgia Dept of Banking & Finance - (770) 986-1633 (GA is licensed through the NMLS)