Energy-Efficient Mortgages Troutdale OR

Local resource for energy-efficient mortgages in Troutdale, OR. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Primary Residential Mortgage Inc
(503) 667-0306
123 E Powell Blvd Ste 208
Gresham, OR
 
Mbank
(503) 661-8688
1290 Ne Burnside Rd
Gresham, OR
 
Loan Emporium Inc
(800) 584-3895
3986 U St
Washougal, WA
 
Countrywide Home Loans Inc
(503) 255-7584
9738 Se Washington St Ste-S
Portland, OR
 
Amera Mortgage Corporation
(503) 595-5626
555 Se 99Th Ave Ste 200
Portland, OR
 
American Capital Mortgage Corp
(503) 674-5000
2498 Ne Division Street
Gresham, OR
 
Pacific Residential Mortgage LLC
(503) 489-0222
912 Ne Kelly Avenue Suite 241
Gresham, OR
 
Lacamas Community Credit Union
(360) 834-3611
236 Ne 4Th Avenue
Camas, WA
 
Home123 Corporation
(503) 234-5160
9955 Se Washington St Ste 201
Portland, OR
 
Discovery Financial Inc
(503) 254-6677
10915 S E Stark Street Ste 100
Portland, OR
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Oregon Mortgage Licensing Body

Website: www.dfcs.oregon.gov

Phone: (503) 378-4140

State: Oregon

Licensed By: Division of Finance & Corp. Securities

Additional Info: Division of Finance & Corp. Securities 503-378-4140 http://www.dfcs.oregon.gov/index.html (OR is licensed through the NMLS)