Energy-Efficient Mortgages Toccoa GA

Local resource for energy-efficient mortgages in Toccoa, GA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Homestar Financial Corporation
(706) 754-8055
102 E Water St
Clarkesville, GA
Community Bank And Trust
(706) 886-3903
Towne Plaza
Toccoa, GA
Community Bank And Trust Ingles # 436
(706) 886-3500
757 Big A Road South
Toccoa, GA
Buford Finance of Toccoa
(706) 282-1079
916 East Currahee Street
Mortgage Brokers

First Citizens Telephone Banking Offices Atm Banking
(706) 886-9421
101 North Alexander Street
Toccoa, GA
Habersham Bank
(706) 778-1000
282 Historic Hwy 441 North
Cornelia, GA
Northeast Georgia Bank
(706) 886-4351
624 Big A Road South
Mortgage Brokers

Stephens Federal Bank Downtown Branch
(706) 886-2112
202 Doyle Street East
Toccoa, GA
Georgia Carolina Radiocasting
(706) 297-7323
116 Big A Road North
Mortgage Brokers

(706) 886-6878
302 Big A Road South Suite B
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Georgia Mortgage Licensing Body


Phone: (770) 986-1633

State: Georgia

Licensed By: Georgia Dept of Banking & Finance

Additional Info: Georgia Dept of Banking & Finance - (770) 986-1633 (GA is licensed through the NMLS)