Energy-Efficient Mortgages Sterling CO

Local resource for energy-efficient mortgages in Sterling, CO. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Equitable Savings And Loan Assn
(303) 522-6522
221 N 3Rd Street
Sterling, CO
 
Equitable Mortgage
(970) 521-0500
1725 Fillmore Street
STERLING, CO
Services
Mortgage Brokers

Wells Fargo - Sterling
(970) 522-1383
129 S 3Rd St
Sterling, CO
Type
Branch
Office Hours
Mon-Fri 07:30 AM-06:00 PM
Sat 09:00 AM-03:00 PM
Sun Closed

Equitable Savings And Loan Association
(970) 522-6522
221 North 3rd Street
Sterling, CO
 
Equitable Savings And Loan Assn
(970) 522-6522
221 N 3Rd St
Sterling, CO
 
JKS Mortgage
(970) 521-7288
517 California Street
STERLING, CO
Services
Mortgage Brokers

Northeast Colorado Title Company Llc
(970) 522-7130
206 North 3rd Street
Sterling, CO
 
Sonnenberg Agency Llc
(970) 522-1681
Po Box 1087
Sterling, CO
 
Bank of Colorado
(970) 522-3333
201 South 3rd Street
STERLING, CO
Services
Mortgage Brokers

Wells Fargo Home Mortgage
(970) 521-9952
129 South 3rd Street
STERLING, CO
Services
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Colorado Mortgage Licensing Body

Website: www.dora.state.co.us

Phone: (303) 894-2166

State: Colorado

Licensed By: Division of Real Estate

Additional Info: Attorney General's Office 303-866-4500 (2nds) Division of Real Estate 303- 894-2166 http://www.dora.state.co.us/real-estate/index.htm (CO LOs are licensed through the NMLS)http://www.coloradoattorneygeneral.gov/departments/consumer_protection/uccc_cab/ucccRegulated by the Colorado Division of Real Estate