Energy-Efficient Mortgages South Sioux City NE

Local resource for energy-efficient mortgages in South Sioux City, NE. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Dakota County State Bank
(402) 494-4215
2024 Dakota Avenue
South Sioux City, NE
Siouxland Federal Credit Union
(402) 494-1100
3000 Plaza Drive
S Sioux City, NE
Security National Bank Sioux City
(712) 277-6750
6Th &Amp; Pierce St
Sioux City, IA
Countrywide Home Loans Inc
(712) 234-3703
600 4Th St Ste 333
Sioux City, IA
Pioneer Bank
(712) 277-3001
701 Pierce Street
Sioux City, IA
Security National Bank
(402) 494-4225
2021 Dakota Ave
South Sioux City, NE
Heritage Bank Na
(712) 271-8000
4530 Singing Hills Blvd
Sioux City, IA
First Federal Bank
(712) 277-0200
329 Pierce St
Sioux City, IA
Midwest Family Lending Corporation
(712) 274-4657
3549 Southern Hills Drive
Sioux City, IA
Liberty National Bank
(712) 224-4425
4425 Singing Hills Blvd
Sioux City, IA

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Nebraska Mortgage Licensing Body


Phone: (402) 471-2171

State: Nebraska

Licensed By: Nebraska Dept. of Banking & Finance

Additional Info: Nebraska Dept. of Banking & Finance (402) 471-2171 (NE is licensed through the NMLS)