Energy-Efficient Mortgages Somerton AZ

Local resource for energy-efficient mortgages in Somerton, AZ. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Yuma Community Bank
(928) 782-7000
454 W Catalina Drive
Yuma, AZ
 
Market Street Mortgage Corporation
(928) 783-3774
1325 W 16Th St Ste 3
Yuma, AZ
 
Alpha Mortgage Inc
(928) 782-2048
1426 South 5Th Avenue
Yuma, AZ
 
Nova Financial And Inv Corp
(928) 726-7266
1730 S 4Th Ave Ste B
Yuma, AZ
 
Aztec Funding
(928) 627-2900
1453 Main Street
San Luis, AZ
 
Broadview Mortgage Corporation
(928) 726-1848
4884 W 30Th St
Yuma, AZ
 
Gmac Mortgage LLC
(928) 343-7995
1590 S 2Nd Ave
Yuma, AZ
 
Ctx Mortgage Company LLC
(928) 341-7181
360 W 20Th St Ste A
Yuma, AZ
 
First Magnus Financial Corp
(928) 783-5343
565 S 4Th Ave
Yuma, AZ
 
Prospect Mortgage Llc
(928) 246-2132
2260 S 4Th Ave Ste A
Yuma, AZ
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Arizona Mortgage Licensing Body

Website: www.azdfi.gov

Phone: (602) 771-2800

State: Arizona

Licensed By: Arizona Dept. of Financial Institutions

Additional Info: NMLS -AZ Dept. of Financial Institutions (602) 255-4421 http://www.azdfi.gov/index.html contact: licensing@azdfi.gov (AZ is licensed through the NMLS)