Energy-Efficient Mortgages Silver City NM

Local resource for energy-efficient mortgages in Silver City, NM. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Bank of America - Grant County
(575) 388-1903
1203 N. Hudson St.
Silver City, NM
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday 9-12
Sunday Closed

Hometown Mortgage of New Mexico
(505) 534-2945
212 East 12th Street
SILVER CITY, NM
Services
Mortgage Brokers

Wells Fargo Home Mortgage
(505) 538-0027
12 Pope
SILVER CITY, NM
Services
Mortgage Brokers

Bank of America Banking Center
(505) 388-1903
1203 N Hudson St
SILVER CITY, NM
Services
Mortgage Brokers

Raymond James Financial Services
(505) 388-3121
1st Nm Bank
SILVER CITY, NM
Services
Mortgage Brokers

Gold Star Mortgage
(505) 388-2288
2105 Memory Lane
SILVER CITY, NM
Services
Mortgage Brokers

Ambank
(505) 534-0550
610 Silver Heights Boulevard
SILVER CITY, NM
Services
Mortgage Brokers

Bank of America
(575) 388-1903
119 W. 11th Street
Silver City, NM
Type
Banking Center

Wells Fargo Financial
(505) 538-9162
110 W 11th St Ste 6
SILVER CITY, NM
Services
Mortgage Brokers

Acordia Mountain West
(505) 388-1555
1380 Highway 180 E
Silver City, NM
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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New Mexico Mortgage Licensing Body

Website: www.rld.state.nm.us

Phone: (505) 476-4885

State: New Mexico

Licensed By: Regulations and Licensing Dept. Division of Finance

Additional Info: Regulations and Licensing Dept. Division of Finance - (505) 476-4885 http://www.rld.state.nm.us/ (NM is licensed through the NMLS)