Energy-Efficient Mortgages Sandpoint ID

Local resource for energy-efficient mortgages in Sandpoint, ID. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

First Horizon Home Loan Corporation
(208) 265-8981
212 N First Ave
Sandpoint, ID
Wells Fargo - Sandpoint
(208) 255-3880
320 N 4Th Ave
Sandpoint, ID
Office Hours
Mon-Thu 08:30 AM-05:30 PM
Fri 08:30 AM-06:00 PM
Sat 09:00 AM-03:00 PM
Sun Closed

Bob Waterous Investments
(208) 263-1708
316 North 2nd Avenue
Mortgage Brokers

Towne And Country Mortgage
(208) 263-1997
120 East Lake Street Suite 209
Sandpoint, ID
Harris Dean Insurance
(208) 265-9690
101 N 4th Ave Ste 203
Sandpoint, ID
RFA Lending
(208) 263-7109
1309 Ponderosa Dr
Mortgage Brokers

Choice Funding
(208) 255-5626
121 North 1st Avenue
Mortgage Brokers

Northwest Mortgage
(208) 265-9526
218 North 1st Ave
Mortgage Brokers

Pend Oreille Mortgage Inc
(208) 265-9970
1009 Highway 2
Mortgage Brokers

US Bank - Sandpoint Office
(208) 263-6891
201 Main St
Sandpoint, ID
Drive Up Hours
Mon 09:00 am to 05:30 pm
Tue 09:00 am to 05:30 pm
Wed 09:00 am to 05:30 pm
Thur 09:00 am to 05:30 pm
Fri 09:00 am to 06:00 pm
Sat 09:00 am to 01:00 pm

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Idaho Mortgage Licensing Body


Phone: (208) 332-8000

State: Idaho

Licensed By: Idaho Dept. of Finance

Additional Info: Idaho Dept. of Finance - (208)332-8000 (ID is licensed through the NMLS)