Energy-Efficient Mortgages Rock Springs WY

Local resource for energy-efficient mortgages in Rock Springs, WY. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Rock Springs National Bank
(307) 362-8801
333 Broadway
Rock Springs, WY
 
Allstate Insurance Amber Kramer
(307) 362-8090
1471 Dewar Drive Suite 115
Rock Springs, WY
 
Villa Mortgage-Solano Agency
(307) 362-0155
1471 Dewar Drive
ROCK SPRINGS, WY
Services
Mortgage Brokers

Wells Fargo Financial
(307) 382-6335
2441 Foothill Blvd Ste 1243
ROCK SPRINGS, WY
Services
Mortgage Brokers

Wyoming Financial Mortgage
(307) 362-6022
1510 Dewar Drive
ROCK SPRINGS, WY
Services
Mortgage Brokers

American National Bank
(307) 362-1234
2515 Foothill Blvd
Rock Springs, WY
 
Rock Springs National Bank
(307) 362-8815
200 2Nd St
Rock Springs, WY
 
American National Bank Of Rock Springs - Mortgage Services
(307) 362-1235
Rock Springs, WY
 
Wells Fargo Home Mortgage
(307) 352-5511
1400 Dewar Drive
ROCK SPRINGS, WY
Services
Mortgage Brokers

Rocky Mountain Bank
(307) 732-7792
2515 Foothill Blvd
Rock Springs, WY
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Wyoming Mortgage Licensing Body

Website: audit.state.wy.us

Phone: (307) 777-7797

State: Wyoming

Licensed By: Wyoming Dept of Audit/Division of Banking

Additional Info: Wyoming Dept of Audit/Division of Banking http://audit.state.wy.us/banking/default.htm 307-777-7797 (WY is licensed through the NMLS)