Energy-Efficient Mortgages Rio Rancho NM

Local resource for energy-efficient mortgages in Rio Rancho, NM. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Allied Home Mortgage Capital Corporation
(505) 994-0422
2316 Southern Blvd
Rio Rancho, NM
 
Fidelity Trust Mortgage Services LLC
(505) 338-1446
4131 Barbara Loop Se Ste 1B
Rio Rancho, NM
 
Countrywide Mortgage Ventures LLC
(505) 890-1267
10200 Corrales Rd Nw # D2-3A
Albuquerque, NM
 
Horizon Mortgage LLC
(505) 922-4111
3611 Nm Highway 528 Nw C
Albuquerque, NM
 
Mountain America Credit Union
(505) 856-7885
8104 Wyoming Blvd Ne Ste C
Albuquerque, NM
 
First Magnus Financial Corp
(505) 888-1700
2345 Southern Blvd Se
Rio Rancho, NM
 
Hurst Financial Corp
(505) 891-4232
4101 Barbara Loop Se Ste A
Rio Rancho, NM
 
First Horizon Home Loan Corporation
(505) 821-4080
9208 San Mateo Blvd Ne
Albuquerque, NM
 
Dhi Mortgage Company Ltd
(505) 823-0909
4400 Alameda Blvd Ne Ste C
Albuquerque, NM
 
Home Street Mortgage Co LLC
(505) 314-1700
8202 Louisiana Blvd Ne
Albuquerque, NM
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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New Mexico Mortgage Licensing Body

Website: www.rld.state.nm.us

Phone: (505) 476-4885

State: New Mexico

Licensed By: Regulations and Licensing Dept. Division of Finance

Additional Info: Regulations and Licensing Dept. Division of Finance - (505) 476-4885 http://www.rld.state.nm.us/ (NM is licensed through the NMLS)