Energy-Efficient Mortgages Pearl City HI

Local resource for energy-efficient mortgages in Pearl City, HI. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

First Class Mortgage LLC
(808) 455-3133
719 Kamehameha Hwy Ste B102
Pearl City, HI
 
Libertystreet Financial Group
(808) 485-8000
99-195 Ohekani Loop
Aiea, HI
 
Allied Home Mortgage Capital Corporation
(808) 676-7333
94-673 Kupuohi St Ste C205
Waipahu, HI
 
House Of Finance
(808) 847-8493
1810 N King Street Suite A
Honolulu, HI
 
Citizens Mortgage Corp
(808) 678-1600
1101 N King Street
Honolulu, HI
 
Desert Valley Mortgage
(808) 488-3385
98 - 1247 Kaahumanu St Ste 107
Aiea, HI
 
First Magnus Financial Corp
(808) 484-7999
98-211 Pali Momi St Ste 103
Aiea, HI
 
First Magnus Financial Corp
(808) 627-1310
95-390 Kuahelani Ave Ste 2A
Mililani, HI
 
Hawaii National Bank
(808) 528-7711
45 N King Street 3Rd Floor
Honolulu, HI
 
Financial Mortgage Usa Inc
(808) 591-2000
711 Kapiolani Blvd Ste 1410
Honolulu, HI
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Hawaii Mortgage Licensing Body

Website: hawaii.gov

Phone: (808) 586-2820

State: Hawaii

Licensed By: Division of Financial Institutions

Additional Info: Division of Financial Institutions