Energy-Efficient Mortgages Muscatine IA

Local resource for energy-efficient mortgages in Muscatine, IA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Central State Bank
(319) 263-3131
301 Iowa Avenue
Muscatine, IA
 
Suburban Home Mortgage Inc
(563) 322-4663
246 W 3Rd St
Davenport, IA
 
Hamilton Mortgage Company
(319) 391-3500
5010 N Brady St
Davenport, IA
 
Pointbank Na
(563) 322-8560
601 Brady St Ste 115
Davenport, IA
 
Allied Home Mortgage Capital Corporation
(563) 322-0900
718 Bridge Ave Ste 8
Davenport, IA
 
Allied Home Mortgage Capital Corporation
(563) 263-1398
208 West 2Nd Street Unit 11
Muscatine, IA
 
Concord Mortgage Company
(563) 391-8088
3709 N Harrison St
Davenport, IA
 
Quad City Bank And Trust Co
(563) 445-2111
4500 Brady St Fl 2
Davenport, IA
 
Triad Financial Services Inc
(877) 369-7257
3421 Middle Road
Davenport, IA
 
Alcoa Employees And Community Credit Union
(563) 263-1470
2419 Park Avenue
Muscatine, IA
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

Click here to read the rest of this article from Remodeleze.com

Iowa Mortgage Licensing Body

Website: www.idob.state.ia.us

Phone: (515) 281-4014

State: Iowa

Licensed By: Iowa Division of Banking

Additional Info: Iowa Division of Banking - 515-281-4014 http://www.idob.state.ia.us/ (IN is licensed through the NMLS)