Energy-Efficient Mortgages Mcpherson KS

Local resource for energy-efficient mortgages in Mcpherson, KS. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Excalibur Production CO Inc
(620) 241-1265
1016 North Main Street
MCPHERSON, KS
Services
Mortgage Brokers

Gateway Mortgage Group
(620) 241-3400
218 North Ash Street
MCPHERSON, KS
Services
Mortgage Brokers

Peoples Bank And Trust Mcpherson Main Bank
(620) 241-2100
101 South Main Street
Mcpherson, KS
 
First Bank Kansas
(620) 241-8111
1301 North Main Street
MCPHERSON, KS
Services
Mortgage Brokers

Bank of America - McPherson Main
(620) 241-8000
122 West Marlin
McPherson, KS
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Indoor ATM Services: Open 24 Hours, Braille, Accepts Deposits
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8-5:30
Tuesday 8-5:30
Wednesday 8-5:30
Thursday 8-5:30
Friday 8-5:30
Saturday Closed
Sunday Closed

The Mortgage Company
(620) 245-9634
1301 North Main Street
MCPHERSON, KS
Services
Mortgage Brokers

Home State Bank And Trust
(620) 241-7361
223 North Main Street
Mcpherson, KS
 
Peoples Bank And Trust Company
(620) 241-2100
101 S Main St
Mcpherson, KS
 
The Citizens State Bank
(620) 245-9200
205 South Centennial Drive
MCPHERSON, KS
Services
Mortgage Brokers

Securitynational Mortgage Company
(801) 264-8111
822 N Main St
Mcpherson, KS
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Kansas Mortgage Licensing Body

Website:

Phone: (785) 296-2266

State: Kansas

Licensed By: Kansas licensed mortgage company. Division of Consumer and Mortg. Lending

Additional Info: Division of Consumer and Mortg. Lending (785) 296-2266 www.osbckansas.org (KS is licensed through the NMLS)