Energy-Efficient Mortgages Marshalltown IA

Local resource for energy-efficient mortgages in Marshalltown, IA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

F And M Bank - Iowa
(810) 766-7633
11 N 1St Ave
Marshalltown, IA
 
Home Federal Savings Bank
(507) 535-1288
1301 S County Rd
Toledo, IA
 
Countrywide Home Loans
(641) 752-5626
207 East Church Street
MARSHALLTOWN, IA
Services
Mortgage Brokers

Marshall County Abstract Co
(641) 752-5358
23 South Center Street
Marshalltown, IA
 
TSB Bank
(641) 752-2393
1610 South Center Street
MARSHALLTOWN, IA
Services
Mortgage Brokers

Home Federal Savings Bank
(515) 754-6199
303 West Main Street
Marshalltown, IA
 
American General Financial Services
(641) 753-5573
2501 South Center Street
MARSHALLTOWN, IA
Services
Mortgage Brokers

Wells Fargo Home Mortgage
(641) 754-5658
102 South Center Street
MARSHALLTOWN, IA
Services
Mortgage Brokers

US Bank - Marshalltown Office
(641) 752-4591
123 W Main St
Marshalltown, IA
Languages
Spanish
Drive Up Hours
Mon 08:30 am to 05:00 pm
Tue 08:30 am to 05:00 pm
Wed 08:30 am to 05:00 pm
Thur 08:30 am to 05:00 pm
Fri 08:30 am to 05:00 pm
Sat 08:30 am to 12:00 pm

U S Bank Branch Offices Marshalltown Marshalltown Office Branch Offices Marshalltown Ne
(641) 752-4591
123 West Main Street
Marshalltown, IA
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Iowa Mortgage Licensing Body

Website: www.idob.state.ia.us

Phone: (515) 281-4014

State: Iowa

Licensed By: Iowa Division of Banking

Additional Info: Iowa Division of Banking - 515-281-4014 http://www.idob.state.ia.us/ (IN is licensed through the NMLS)