Energy-Efficient Mortgages Marshalltown IA

Local resource for energy-efficient mortgages in Marshalltown, IA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Home Federal Savings Bank
(515) 754-6199
303 West Main Street
Marshalltown, IA
 
Home Federal Savings Bank
(507) 535-1288
1301 S County Rd
Toledo, IA
 
Home Federal Savings Bank
(515) 754-6199
303 West Main Street
Marshalltown, IA
 
US Bank - Marshalltown Mall Office
(641) 752-7141
2500 S Center St
Marshalltown, IA
Languages
Spanish
Drive Up Hours
Mon 09:00 am to 05:30 pm
Tue 09:00 am to 05:30 pm
Wed 09:00 am to 05:30 pm
Thur 09:00 am to 05:30 pm
Fri 09:00 am to 05:30 pm
Sat 08:30 am to 12:00 pm

Commercial Federal Bank
(319) 752-4959
802 South Center Street
MARSHALLTOWN, IA
Services
Mortgage Brokers

F And M Bank - Iowa
(810) 766-7633
11 N 1St Ave
Marshalltown, IA
 
Countrywide Home Loans
(641) 752-5626
207 East Church Street
MARSHALLTOWN, IA
Services
Mortgage Brokers

American General Financial Services
(641) 753-5573
2501 South Center Street
MARSHALLTOWN, IA
Services
Mortgage Brokers

F And M Bank - Iowa
(810) 766-7633
11 N 1St Ave
Marshalltown, IA
 
Metlife Bank, National Association
(641) 753-3499
901 S Center St # 4
Marshalltown, IA
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

Click here to read the rest of this article from Remodeleze.com

Iowa Mortgage Licensing Body

Website: www.idob.state.ia.us

Phone: (515) 281-4014

State: Iowa

Licensed By: Iowa Division of Banking

Additional Info: Iowa Division of Banking - 515-281-4014 http://www.idob.state.ia.us/ (IN is licensed through the NMLS)