Energy-Efficient Mortgages Lincoln RI

Local resource for energy-efficient mortgages in Lincoln, RI. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Mortgage Amenities Corp
(401) 334-1648
25 Blackstone Valley Place
Lincoln, RI
 
Bank Of America Na Charlotte
(401) 642-6101
670 George Washington Hwy
Lincoln, RI
 
Mr. Michael W. Aragao (RFC®), MBA
(401) 475-7570
2374 Diamond Hill Rd #3B
Cumberland, RI
Company
M.W. Aragao Investment Advisors
Qualifications
Education: BSBA, MBA
Years of Experience: 10
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, personal Coach, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, CD Banking, Annuities, Life Insurance, Business Coach, Charitable Planning, Education Plan, Asset Protection, Compensation Plans

Data Provided By:
Carteret Mortgage Corporation
(401) 405-0372
10 Nate Whipple Hwy
Cumberland, RI
 
Island Creek Mortgage Corporation
(401) 490-4930
141 Power Rd Suite 202
Pawtucket, RI
 
Integrated Mortgage Solutions Inc
(401) 475-8850
614 George Washington Hwy
Lincoln, RI
 
Allied Home Mortgage Capital Corporation
(401) 475-0400
652 George Wash. Hwy Ste 2R
Lincoln, RI
 
Stockton Turner LLC
(401) 475-1841
977 Dexter Street
Central Falls, RI
 
Providence Mortgage Corp
(401) 658-2097
100 Scenic View Drive Ste 103
Cumberland, RI
 
Seacoast Mortgage Corporation
(866) 475-1600
390 Newport Avenue
Pawtucket, RI
 
Data Provided By:

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Rhode Island Mortgage Licensing Body

Website: www.dbr.ri.gov

Phone: (401) 462-9503

State: Rhode Island

Licensed By: Rhode Island Dept. of Business Regulation Division of Banking

Additional Info: Rhode Island Dept of Business Regulation Division of Banking (401) 462-9503 http://www.dbr.ri.gov/divisions/banking/(RI is licensed through the NMLS)