Energy-Efficient Mortgages Lewiston ID

Local resource for energy-efficient mortgages in Lewiston, ID. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Ark-la-tex Financial Services LLC
(214) 420-2741
3715 15Th St
Lewiston, ID
 
Mann Mortgage LLC
(208) 743-1005
247 Thain Rd
Lewiston, ID
 
Banner Bank
(509) 758-3388
749 Sixth Street
Clarkston, WA
 
Lewis Clark Credit Union
(208) 746-7233
1626 17th Street
LEWISTON, ID
Services
Mortgage Brokers

Mann Mortgage
(208) 743-1005
247 Thain Road Suite 104
LEWISTON, ID
Services
Mortgage Brokers

Zions First National Bank
(208) 746-1382
141 9Th St Ste 2
Lewiston, ID
 
Firstbank Northwest
(208) 743-4621
920 Main St
Lewiston, ID
 
US Bank - Orchards Office
(208) 743-1897
1900 19th Ave
Lewiston, ID
Languages
Spanish
Drive Up Hours
Mon 08:30 am to 06:00 pm
Tue 08:30 am to 06:00 pm
Wed 08:30 am to 06:00 pm
Thur 08:30 am to 06:00 pm
Fri 08:30 am to 06:00 pm
Sat 09:00 am to 03:00 pm

Bank Of America
(208) 746-0181
615 21st St
LEWISTON, ID
Services
Mortgage Brokers

Northwest Mortgage
(208) 798-1803
621 Main Street Suite A
LEWISTON, ID
Services
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Idaho Mortgage Licensing Body

Website: finance.idaho.gov

Phone: (208) 332-8000

State: Idaho

Licensed By: Idaho Dept. of Finance

Additional Info: Idaho Dept. of Finance - (208)332-8000 http://finance.idaho.gov/ (ID is licensed through the NMLS)