Energy-Efficient Mortgages Lebanon MO

Local resource for energy-efficient mortgages in Lebanon, MO. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Mid-missouri Bank
(417) 588-1000
278 N Jefferson Ave
Lebanon, MO
 
Mid America Mortgage Services Inc
(417) 532-1827
679 West Elm Street Suite 5
LEBANON, MO
Services
Mortgage Brokers

Allstar Independent Insurance Agency Lebanon
(417) 532-5800
2011 South Jefferson Avenue
Lebanon, MO
 
Irwin Mortgage Corporation
(417) 533-8900
117 East Elm Street
LEBANON, MO
Services
Mortgage Brokers

Central Bank - Wal-Mart Super Center Facility
(417) 532-2151
Lebanon, MO
 
Bank Of America Mortgage
(417) 588-1011
194 N Jefferson Ave
LEBANON, MO
Services
Mortgage Brokers

Yourside Mortgage
(417) 588-4008
409 Brook Street
LEBANON, MO
Services
Mortgage Brokers

Bank of America - Lebanon Main
(417) 532-3184
104 North Jefferson
Lebanon, MO
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-3
Tuesday 9-3
Wednesday 9-3
Thursday 9-3
Friday 9-5
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8-6
Tuesday 8-6
Wednesday 8-6
Thursday 8-6
Friday 8-6
Saturday 8-12
Sunday Closed

American General Financial Services
(417) 533-7527
434 South Jefferson Avenue
LEBANON, MO
Services
Mortgage Brokers

Heights Finance Corporation
(417) 533-7681
1659 South Jefferson Avenue
LEBANON, MO
Services
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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