Energy-Efficient Mortgages Laramie WY

Local resource for energy-efficient mortgages in Laramie, WY. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

The Mortgage Source Inc
(307) 755-1592
414 Lewis Street
Laramie, WY
 
First National Bank - Wyoming
(307) 745-7351
2020 Grand Ave
Laramie, WY
 
Ez Home Loan Mortgages LLC
(307) 742-0551
1267 North 15th Street
LARAMIE, WY
Services
Mortgage Brokers

The Home Loan Center Inc
(307) 742-8267
418 East University Avenue
LARAMIE, WY
Services
Mortgage Brokers

Realty Executives of Laramie
(307) 755-5200
318 East Bradley Street
LARAMIE, WY
Services
Mortgage Brokers

First Interstate Bank Wy
(307) 721-4600
221 Ivinson
Laramie, WY
 
Mortgage Source Inc
(307) 745-1568
1465 North 4th Street Suite 120
LARAMIE, WY
Services
Mortgage Brokers

US Bank - Laramie Office
(307) 755-5187
568 N 3rd St
Laramie, WY
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm
Sat 09:00 am to 12:00 pm

De Cora Agency
(307) 742-6099
1472 N 5th St Suite 108
Laramie, WY
 
First National Bank - Wyoming
(307) 745-7351
2020 E Grand Ave
Laramie, WY
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Wyoming Mortgage Licensing Body

Website: audit.state.wy.us

Phone: (307) 777-7797

State: Wyoming

Licensed By: Wyoming Dept of Audit/Division of Banking

Additional Info: Wyoming Dept of Audit/Division of Banking http://audit.state.wy.us/banking/default.htm 307-777-7797 (WY is licensed through the NMLS)