Energy-Efficient Mortgages Kearney NE

Local resource for energy-efficient mortgages in Kearney, NE. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Kearney State Bank And Trust
(308) 236-5411
3015 Second Ave
Kearney, NE
 
US Bank - Kearney - Downtown Office
(308) 237-2965
2203 1st Ave
Kearney, NE
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm

Lincoln Federal Savings Bank
(402) 493-5599
673 North 132nd Street
KEARNEY, NE
Services
Mortgage Brokers

Wells Fargo - 48Th Street
(308) 233-5619
4803 2Nd Ave
Kearney, NE
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 08:00 AM-02:00 PM
Sun Closed

Liberty First Credit Union
(402) 465-1000
6001 South 56th Street
KEARNEY, NE
Services
Mortgage Brokers

Platte Valley State Bank
(308) 234-2424
2223 Second Avenue
Kearney, NE
 
Wells Fargo - Kearney Main
(308) 234-1818
21 W 21St St
Kearney, NE
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 08:00 AM-02:00 PM
Sun Closed

Platte Valley State Bank And Trust Company
(308) 234-2424
2223 2nd Avenue
Kearney, NE
 
Pilakowski Richard - Raymond D James Financial Services Inc
(308) 236-5411
Kearney, NE
 
Vintage Title And Escrow Company
(308) 234-1998
3710 Central Avenue
Kearney, NE
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Nebraska Mortgage Licensing Body

Website: www.ndbf.ne.gov

Phone: (402) 471-2171

State: Nebraska

Licensed By: Nebraska Dept. of Banking & Finance

Additional Info: Nebraska Dept. of Banking & Finance (402) 471-2171 http://www.ndbf.ne.gov/about/contactus.shtml (NE is licensed through the NMLS)