Energy-Efficient Mortgages Kailua Kona HI

Local resource for energy-efficient mortgages in Kailua Kona, HI. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Central Pacific Homeloans
(808) 938-2516
73-5619 Kauhola St # 208
Kailua Kona, HI
 
American Mortgage Group Inc
(808) 331-1190
75-5629 Kuakini Highway Ste-G
Kailua-kona, HI
 
First Hawaiian Bank Loans Home By Phone
(808) 327-4443
74-5593 Palani Road
Kailua Kona, HI
 
Hawaii Pacific Home Loans
(808) 326-7977
75-5656 Kuakini Hwy
KAILUA KONA, HI
Services
Mortgage Brokers

Charter Funding Hawaiis Mortgage Banker Kona
(808) 326-2632
75-170 Hualalai Road
Kailua Kona, HI
 
Allstate Home Loans Inc
(808) 334-1785
75-167 Kalani St Atrium Court
Kailua Kona, HI
 
First Magnus Financial Corp
(808) 326-2632
75-170 Hualalai Rd Ste B105
Kailua Kona, HI
 
Wells Fargo Financial
(808) 329-7026
75 Hanama Pl # 5722
KAILUA KONA, HI
Services
Mortgage Brokers

Allstate Funding
(808) 334-1785
75-167 Kalani Street Suite 205
KAILUA KONA, HI
Services
Mortgage Brokers

First Hawaiian Bank - Loans, Home
(808) 327-4443
Kailua Kona, HI
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Hawaii Mortgage Licensing Body

Website: hawaii.gov

Phone: (808) 586-2820

State: Hawaii

Licensed By: Division of Financial Institutions

Additional Info: Division of Financial Institutions