Energy-Efficient Mortgages Hockessin DE

Local resource for energy-efficient mortgages in Hockessin, DE. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Allied Home Mortgage Capital Corporation
(302) 994-1040
1819 Newport Gap Pike Ste 2A
Wilmington, DE
 
First Mariner Bank
(888) 370-9677
3301 Lancaster Pike Ste 5B
Wilmington, DE
 
Delaware Financial Capital
(302) 266-9500
22 Polly Drummond Hill Rd
Newark, DE
 
Mortgage Network Solutions LLC
(302) 475-5508
2401 Pennsylvania Ave
Wilmington, DE
 
Gilpin Financial Services Inc
(302) 656-5400
1400 N Dupont St
Wilmington, DE
 
Gmac Mortgage LLC
(302) 428-3030
3710 Kennett Pike
Greenville, DE
 
Wilmington Mortgage Services
(302) 633-1660
2126 W Newport Pike Ste 200
Wilmington, DE
 
Wachovia Bank Na
(610) 268-2201
102 Pennsylvania Avenue
Avondale, PA
 
Sunset Mortgage Company Lp
(610) 558-2720
3 Dickinson Dr
Chadds Ford, PA
 
First Horizon Home Loan Corporation
(302) 456-0776
220 Continental Dr Ste 308
Newark, DE
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Delaware Mortgage Licensing Body

Website: banking.delaware.gov

Phone: (302) 739-4235

State: Delaware

Licensed By: Office of the State Bank Commissioner

Additional Info: Office of the State Bank Commissioner http://banking.delaware.gov/default.shtml (302) 739-4235 (DE is licensed through the NMLS)

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