Energy-Efficient Mortgages Hays KS

Local resource for energy-efficient mortgages in Hays, KS. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Golden Plains Credit Union
(785) 628-1007
2720 Broadway Avenue
HAYS, KS
Services
Mortgage Brokers

Sunflower Bank
(785) 625-8888
1010 East 27th Street
HAYS, KS
Services
Mortgage Brokers

Priority Mortgage Solutions
(785) 623-4462
205 East 13th Street
HAYS, KS
Services
Mortgage Brokers

Commerce Bank East Bank
(785) 625-6542
2818 Plaza Avenue
Hays, KS
 
First National Mortgage Sources Llc
(785) 628-2644
2809 Hall Street
Hays, KS
 
Freedom Mortgage Lenders LLC
(785) 628-3333
108 East 12th Street
HAYS, KS
Services
Mortgage Brokers

Ellis County Abstract And Title Co
(785) 625-2316
110 East 12th Street
Hays, KS
 
Bank of America - Hays Main
(785) 625-3413
1200 East 27th
Hays, KS
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Braille, Accepts Deposits
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 7:30-5:30
Tuesday 7:30-5:30
Wednesday 7:30-5:30
Thursday 7:30-5:30
Friday 7:30-5:30
Saturday Closed
Sunday Closed

Emprise Bank
(785) 625-6595
1200 Main Street Frnt
HAYS, KS
Services
Mortgage Brokers

Western Credit Inc
(785) 628-6669
103 East 27th Street
HAYS, KS
Services
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Kansas Mortgage Licensing Body

Website:

Phone: (785) 296-2266

State: Kansas

Licensed By: Kansas licensed mortgage company. Division of Consumer and Mortg. Lending

Additional Info: Division of Consumer and Mortg. Lending (785) 296-2266 www.osbckansas.org (KS is licensed through the NMLS)