Energy-Efficient Mortgages Fort Morgan CO

Local resource for energy-efficient mortgages in Fort Morgan, CO. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Farmers State Bank Company
(970) 867-5661
123 E Kiowa Ave
Fort Morgan, CO
 
Wells Fargo - Fort Morgan
(970) 867-5661
123 E Kiowa Ave
Fort Morgan, CO
Type
Branch
Office Hours
Mon-Fri 07:30 AM-06:00 PM
Sat 09:00 AM-03:00 PM
Sun Closed

Countrywide Home Loans
(970) 542-9257
614 Grant Street
FORT MORGAN, CO
Services
Mortgage Brokers

Community First National Bank
(970) 867-8281
120 East Kiowa Avenue
FORT MORGAN, CO
Services
Mortgage Brokers

CTX Mortgage
(970) 867-1941
231 Main Street
FORT MORGAN, CO
Services
Mortgage Brokers

Fort Morgan State Bank
(970) 867-3319
520 Sherman Street
FORT MORGAN, CO
Services
Mortgage Brokers

Morgan County Land Titles Inc
(970) 867-6966
115 West Kiowa Avenue
Fort Morgan, CO
 
High Country Mortgage Inc
(970) 867-3450
700 Main Street
FORT MORGAN, CO
Services
Mortgage Brokers

Northern Colorado Title Services Co Inc
(970) 867-0233
205 West Kiowa Avenue
Fort Morgan, CO
 
Bank Of Colorado Drive Up Bank
(970) 867-9497
401 Main Street
Fort Morgan, CO
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Colorado Mortgage Licensing Body

Website: www.dora.state.co.us

Phone: (303) 894-2166

State: Colorado

Licensed By: Division of Real Estate

Additional Info: Attorney General's Office 303-866-4500 (2nds) Division of Real Estate 303- 894-2166 http://www.dora.state.co.us/real-estate/index.htm (CO LOs are licensed through the NMLS)http://www.coloradoattorneygeneral.gov/departments/consumer_protection/uccc_cab/ucccRegulated by the Colorado Division of Real Estate