Energy-Efficient Mortgages Fairbanks AK

Local resource for energy-efficient mortgages in Fairbanks, AK. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Mt Mckinley Bank
(907) 452-1751
530 Fourth Avenue
Fairbanks, AK
 
Northern Schools Federal Cu
(907) 459-5970
1417 Gillam Way
Fairbanks, AK
 
Denali State Bank
(907) 458-4238
119 N Cushman St
Fairbanks, AK
 
Alaska USA Federal Credit Union
(907) 455-4400
407 Old Steese Highway
FAIRBANKS, AK
Services
Mortgage Brokers

AAA Mortgage Inc
(907) 374-0566
516 2nd Avenue Suite 323
FAIRBANKS, AK
Services
Mortgage Brokers

Twin City Bank
(907) 374-4763
59 College Road Suite-109
Fairbanks, AK
 
Alaska Usa Mortgage Co LLC
(907) 455-4400
1292 Sadler Way Ste 115
Fairbanks, AK
 
Wells Fargo - Cushman
(907) 459-4300
613 Cushman St
Fairbanks, AK
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 10:00 AM-04:00 PM
Sun Closed

Kelley Insurance Associates Inc
(907) 451-6863
100 Cushman Street Suite 102
Fairbanks, AK
 
Mt Mckinley Bank Fairbanks Branch
(907) 452-1751
530 4th Avenue
Fairbanks, AK
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Alaska Mortgage Licensing Body

Website: www.commerce.state.ak.us

Phone: (907) 269-4594

State: Alaska

Licensed By: Alaska Dept. of Commerce

Additional Info: Alaska Dept. of Commerce (907) 465-2530 http://www.commerce.state.ak.us/ (AK is licensed through the NMLS)