Energy-Efficient Mortgages Fairbanks AK

Local resource for energy-efficient mortgages in Fairbanks, AK. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Mt Mckinley Bank
(907) 452-1751
530 Fourth Avenue
Fairbanks, AK
Alaska Usa Mortgage Co LLC
(907) 455-4400
1292 Sadler Way Ste 115
Fairbanks, AK
Twin City Bank
(907) 374-4763
59 College Road Suite-109
Fairbanks, AK
Transalaska Title Of Fairbanks
(907) 452-2193
714 Gaffney Road
Fairbanks, AK
Evergreen Pacific Services Mortgage Company
(907) 457-5834
514 2nd Avenue
Mortgage Brokers

Denali State Bank
(907) 458-4238
119 N Cushman St
Fairbanks, AK
Northern Schools Federal Cu
(907) 459-5970
1417 Gillam Way
Fairbanks, AK
Castle Rock Financial Services Llc
(801) 224-1031
416 Clara St
Fairbanks, AK
Mt Mckinley Bank Fairbanks Branch
(907) 452-1751
530 4th Avenue
Fairbanks, AK
Northern Schools Federal Credit Union Mortgage Construction And Consumer Loan Depart
(907) 459-5970
1417 Gillam Way Suite 1
Fairbanks, AK

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Alaska Mortgage Licensing Body


Phone: (907) 269-4594

State: Alaska

Licensed By: Alaska Dept. of Commerce

Additional Info: Alaska Dept. of Commerce (907) 465-2530 (AK is licensed through the NMLS)