Energy-Efficient Mortgages Enid OK

Local resource for energy-efficient mortgages in Enid, OK. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Bank Of Oklahoma Na
(405) 242-3838
102 South Van Buren
Enid, OK
 
Liberty Federal Savings Bank
(580) 234-5313
401 W Broadway Ave
Enid, OK
 
Central National Bank And Trust
(580) 233-3535
324 West Broadway
Enid, OK
 
Bank of Oklahoma NA - Mortgage
(580) 548-8528
Enid, OK
 
Bank Of America Mortgage
(580) 237-3695
300 W Randolph Ave
ENID, OK
Services
Mortgage Brokers

Security National Bank
(405) 234-5151
201 West Broadway
Enid, OK
 
National Bank Of Commerce
(405) 477-1100
3202 W Owen K Garriott
Enid, OK
 
Allstate Insurance Rick Evans
(580) 234-7855
126 A North Oakwood
Enid, OK
 
Central National Bank & Trust Company of Enid
(580) 249-5929
2219 West Willow Road
ENID, OK
Services
Mortgage Brokers

Bokf Na
(405) 242-3838
2308 N Van Buren St
Enid, OK
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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